Credit Analyst

Credit Analyst

Web Manuchar



    • Analyse the financial statements of current and potential clients to determine their financial stability in order to assess the credit risks.
    • Determine acceptable credit risk levels for potential clients in close cooperation with our Commercial teams.
    • Make structured credit applications towards our credit insurer and defend these with solid arguments
    • Come up with creative solutions to enable the business to grow while limiting risks, in cooperation with the Commercial teams and the Credit insurance institutions.
    • Communicate with clients in order to obtain financial information and negotiate payment plans if required.
    • Identify appropriate actions in case of payment delays or potential credit risks.
    • Ensure receivables are paid conform the payment terms granted and make sure juridical steps are taken to enforce payment in cooperation with our legal team, if needed.
    • Draft workable and acceptable payment plans if needed together with the Commercial teams.
    • Escalate expected payment issues within the organization when necessary.
    • Serve as an intermediate between the commercial departments and the Credit Insurers.




    • You obtained minimum a bachelor’s degree, by preference within economics.
    • Having experience in a financial function (credit analysis or accounting in the context of a commodity trading environment or in the banking sector) is an asset.
    • You are not a number cruncher but have a pragmatic and accommodating attitude.
    • You can work independently and you are not afraid to take decisions, while accepting the accountability attached.
    • You work extremely accurate and have eye for detail.
    • As this position involves maintaining third-party relationships and conducting negotiations with third-party finance and legal personnel, as well as maintaining close contact with the internal trading and legal department, communication and negotiation skills are required.
    • You feel comfortable in working with targets and tight deadlines.
    • You have a very strong knowledge of Excel.
    • You learn and work fast, you can think logically and you are proactive.
    • You have a very good knowledge of English. A good knowledge of Spanish or French is an asset.



Por favor, para apuntarte a este trabajo visita

Share this post